WAITFOR THE RATE
Set your rate How it works Powered by LoanLynx Get started
Matching borrowers with lenders
WAITFOR THE RATE
You set the rate. We'll watch it.

The smart way to refinance. You set your target rate — we'll notify you the moment it's time.

Set your target rate See how it works Scroll
Step 01 · Choose your target rate

I would refinance my home mortgage if my rate was…

Move the dial. We'll show you the monthly payment you'd walk into — then watch the market until it gets there.

Your target rate

4.25%
30-year fixed · your trigger point
2.75%7.50%
Where other borrowers are waiting — tap to pick
Estimated monthly payment
$1,722
Loan amount$350,000
Target rate4.25%
Loan term30 year fixed
Payment today$2,270
Monthly savings$548
Over the life of the loan
$197,280
That's what waiting for 4.25% is worth.
Set my rate alert

Estimate only — principal and interest on a 30-year fixed. Taxes, insurance, and closing costs are not included. Actual payment may vary.

Seven steps

From target rate to "you're all set"

A few taps sets your trigger. After that it's hands-off — we watch the market and reach out only when your number hits.

1Choose your
target rate
9:41
WAITFOR THE RATE
I would refinance my home mortgage if my rate was
4.25%
or choose from chart
6.50%
6.00%
5.50%
5.00%
4.50%
4.25%
4.00%
3.75%
3.50%
3.25%
3.00%
Continue
2Enter loan
balance
9:41
Enter your current loan balance
$350,000
or
Enter desired loan balance
$350,000
Continue
‹ Back
3Select property
address
9:41
Select your property address
Start typing your address
Suggested addresses
123 Main St
Anytown, USA 12345›
123 Main St
Anytown, USA 12345-1234›
123 Main Street
Anytown, USA 12345›
Continue
‹ Back
4See your new
monthly payment
9:41
Estimated Monthly Payment
At 4.25%
$1,722/mo
Loan Amount$350,000
Interest Rate4.25%
Loan Term30 Year Fixed
Est. Closing Costs$3,500
This is an estimate.
Actual payment may vary.
Continue
‹ Back
5Get rate alerts
that matter
9:41
Get notified when rates hit your target
Text me rate updates
Email me rate updates
Cell Number
(201) 555-0123
Email Address
youremail@example.com
Continue
‹ Back
6Auto create your
LoanLynx profile
9:41
Let's create your LoanLynx profile
First Name
John
Last Name
Doe
Date of Birth
MM/DD/YYYY
Credit Score (optional)
Select Range⌄
I agree to receive updates from LoanLynx and Wait For The Rate.
Create profile
‹ Back
7You're in!
We'll do the rest
9:41
You're all set!
We'll watch the rates and notify you the moment yours is reached.
Rate alerts on
Profile created
You're on the list!
Finish
You set
the rate
We watch
the market
You get
notified
You save
thousands
We match you
with lenders
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Matching borrowers with lenders

Where the need for speed meets human & artificial intelligence.

Wait For The Rate is the front door. Behind it, LoanLynx keeps your profile ready to go, so the second your number hits you're not starting a mortgage application — you're finishing one.

Explore LoanLynx

Name your rate.
We'll take it from here.

No spam, no daily rate emails, no chasing. One message — the one that means it's time.

loanlynx.ai

Visit loanlynx.ai to get started.